Terms of Service
Last updated: August 1, 2026
Platform Operator
CARTIXAI (SMC-PRIVATE) LIMITED
SECP Registration No: 0343731 | NTN: J418577
Registered Office: CB-1383/4-A Street 5, Niazi Town, Dhok Saidan Road, Rawalpindi, Punjab, Pakistan
Principal Place of Business: CB-1383/4-A Street 5, Niazi Town, Dhok Saidan Road, Rawalpindi, Punjab, Pakistan
Email: [email protected]
Phone: +92 306 924 0097
1. Acceptance of Terms
By creating an account or using CartixAI ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you are using CartixAI on behalf of a business, you represent that you have authority to bind that business to these Terms.
2. Description of Service
CartixAI provides a Software-as-a-Service (SaaS) platform that enables businesses to:
- Connect their WhatsApp Business API account
- Automate customer conversations using AI
- Manage products, inventory, and orders
- Create and operate online storefronts
- Run marketing campaigns via WhatsApp
3. Account Registration
You must provide accurate, current, and complete information when registering. You are responsible for maintaining the security of your account credentials. Notify us immediately of any unauthorized access at [email protected].
4. WhatsApp Business Usage
When connecting your WhatsApp Business API account:
- You retain full ownership and control of your WhatsApp Business Account
- You must comply with WhatsApp's Business Policy and Terms of Service
- You are responsible for obtaining appropriate consent from your customers before messaging them
- CartixAI is a tool — your business is responsible for all communications sent through the platform
- You may disconnect your WhatsApp account at any time
5. Subscriptions and Payment
CartixAI offers paid subscription plans as described on our pricing page. By subscribing:
- You authorize us to charge your selected payment method on a recurring basis
- Subscriptions auto-renew unless cancelled before the renewal date
- All prices are in Pakistani Rupees (PKR) unless otherwise stated
- Payment failures may result in service suspension
6. Free Trial
New accounts receive a 3-day free trial with access to all features. After the trial period, you must select a paid plan to continue. We reserve the right to modify or end free trial offers at any time.
7. Acceptable Use
You must not use CartixAI to:
- Send spam, unsolicited messages, or violate WhatsApp's messaging policies
- Engage in fraud, deception, or misrepresentation
- Sell illegal products or services
- Harass, abuse, or harm any person
- Violate any applicable laws or regulations
- Attempt to reverse engineer or compromise the platform
- Use the service to impersonate any person or entity
8. Intellectual Property
CartixAI retains all rights to the platform, software, and underlying technology. You retain ownership of your business data, content, and WhatsApp account. You grant CartixAI a limited license to process your data solely to provide the service.
9. Data and Privacy
Your use of CartixAI is governed by our Privacy Policy, which is incorporated into these Terms. You are responsible for complying with applicable data protection laws in relation to your customers' data.
10. Limitation of Liability
To the maximum extent permitted by law, CartixAI is not liable for:
- Indirect, incidental, or consequential damages
- Loss of profits, data, or business opportunity
- Issues arising from third-party services (WhatsApp, payment gateways)
- Service interruptions beyond our reasonable control
Our total liability to you shall not exceed the amount paid by you in the 3 months preceding the claim.
11. Termination
Either party may terminate the agreement at any time. Upon termination, your access to CartixAI ceases, and your data is retained for 30 days before permanent deletion. We may suspend or terminate accounts that violate these Terms without notice.
12. Governing Law
These Terms are governed by the laws of the Islamic Republic of Pakistan. Disputes shall be resolved through arbitration in Islamabad, Pakistan, unless otherwise required by applicable law.
13. Changes to Terms
We may update these Terms from time to time. Material changes will be communicated via email or prominent notice in the platform. Continued use after changes constitutes acceptance.
14. Contact
Questions about these Terms: [email protected]